You both should know, despite your parents best intentions, you will probably spend more time in life than is good or healthy for you worrying about money.

Having it. Making it. Keeping it. Growing it. Spending it. Saving it.

In truth, money isn’t that important, except for all the ways that it is. And if that sounds maddening, congratulations, that’s money.

I don’t have much to tell you about money. I’m not an investment guru or a power trader. But this week, one thing about money seemed rather relevant.

Money makes things easier, but at the end of the day, it doesn’t stand a chance against the truth.

The biggest story in soccer right now is happening in Manchester. Man City, a team backed by the vast wealth of a West Asian prince, has spent their way from an after thought to a global power. To do so, they lied about how much they made to cover for overspending.

It may not seem like much. Really rich guys pay more than advertised to other pretty rich guys isn’t exactly crime of the century stuff. The problem with Man City is that they are doubly flouting rules designed to give smaller teams, like those from Belgrade to Trondheim, a chance.

Spending more on one player than other teams do on their whole roster because you run a smart and profitable business, that’s tough, but grudgingly acceptable. Doing the same thing when you’re losing money just to keep up appearances and because your insanely wealthy owner can do things that local/fan community trusts can’t. That’s lousy.

At the same time, the United States is seriously mulling whether or not they want nine months of bitter campaigning between a pair of a 70 year old New York billionaires: Donald Trump and Mike Bloomberg.

Bloomberg’s immense wealth has pushed him close to the lead in polls of democratic candidates. But this week, when he had his first chance to speak his truth about what he will do and why we should want it to happen, Mayor Mike could barely keep up with the most fundamental challenges.

Again, Bloomberg’s wealth is pervasive, his production of pithy retorts to the president is effective if unproductive. But when it comes to speaking the truth about who we are and what we need, “Mike Can’t Do It”.

As with Man City, if Bloomberg’s wealth was used to promote powerful and popular causes, then his rise would be concerning but acceptable. Using it to instead force himself into consideration just because he, like 99.99% of the world’s population, isn’t the current president, is maddening.

In short, money for both Man City and Mayor Bloomberg gives them opportunities others don’t have. For the rest of us, that’s frustrating. Using those opportunities to obfuscate and underwhelm: that’s unacceptable.

To be fair, you may wonder why I bring this up to you, with your parents in non-profits and your power nowhere near the Bloomberg’s and Cities of the world. Why bring this up with you?

Because of who you are You are American middle class, which makes you absurdly wealthy to most of the world. You are white men, which gives you extra privileges and power that you won’t even recognize most of the time. In the eyes of most you look much more like Man City and Mayor Mike than you like the underdog. So use your power thoughtfully, with truth and talent.